Purchasing UAE real estate worth AED 2 million or more qualifies you for a UAE Golden Visa, a 10-year self-sponsored residency. Here is a complete guide to the real estate Golden Visa pathway.
UAE Real Estate Golden Visa: Requirements
To qualify via the property investor route: property value: AED 2,000,000 minimum (at the time of application, based on current valuation). Property type: completed UAE property (off-plan properties that have not received keys do not qualify, only completed/handed-over properties). Ownership: in your own name (or via a jointly owned property where your share equals AED 2M+). For mortgaged properties: the equity (paid value) must equal AED 2M+, not the total property price. Example: AED 3M property with AED 2M mortgage remaining means only AED 1M equity and does NOT qualify. You need at least AED 2M paid (equity) to qualify.
Application Process: Real Estate Golden Visa
Step 1: Obtain a property valuation certificate from a RERA-approved Dubai property valuation firm (for Dubai properties) or equivalent (for Abu Dhabi/other emirates). Step 2: Apply via DLD (Dubai Land Department) Golden Visa portal for Dubai properties, or through GDRFA/ICP for properties in other emirates. Step 3: Submit: passport, current UAE visa (if any), property title deed, property valuation certificate, bank statement showing mortgage balance (if applicable). Step 4: Medical test (if required). Step 5: Emirates ID registration. Step 6: Golden Visa stamped for 10 years. Cost: AED 2,800-4,200 in government and processing fees. Timeline: 3-6 weeks.
Can You Have Multiple Properties?
Yes. You can aggregate multiple UAE properties to reach the AED 2M threshold. Each property must be in your name, completed, and the total combined value (net of mortgages) must equal AED 2M+.