How we verify pricing: Prices are checked against official free zone authority sources within 90 days. INDICATIVE prices are based on single source or data >90 days old. Always request a verified quote before payment.
The total cost of setting up a UAE business includes the free zone licence, visa fees, bank account costs, and operating expenses for the first year. Use this estimator to budget your UAE company setup accurately.
Year 1 Cost Estimate: Free Zone Company (Solo Entrepreneur)
| Item | Low Estimate (AED) | High Estimate (AED) |
|---|---|---|
| Free zone annual licence | 5,750 (Shams) | 40,000 (DMCC) |
| Registration/setup fee (one-time) | 1,000 | 3,000 |
| UAE investor visa | 2,500 | 3,500 |
| Health insurance (1 person) | 650 | 5,000 |
| Bank account (Year 1 min balance) | 0 (WIO) | 25,000 (traditional bank) |
| Office/co-working (optional) | 0 (virtual) | 30,000 (private office) |
| Accounting/bookkeeping | 3,000 | 12,000 |
| PRO/admin services | 2,000 | 8,000 |
Year 1 Total: AED 14,900 – AED 126,500
Annual Recurring Costs (Year 2+)
| Item | Annual Cost (AED) |
|---|---|
| Licence renewal | 5,750–40,000 |
| Visa renewal (2-year cycle) | 1,200–1,750/year |
| Health insurance renewal | 650–5,000 |
| Accounting | 3,000–12,000 |
Key Cost Drivers
The single largest variable in UAE setup cost is the free zone choice — the difference between Shams (AED 5,750) and DMCC (AED 40,000) for a basic package is AED 34,250 per year. Match your free zone to your revenue level and client expectations to avoid overpaying or underpaying.
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