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Hamriyah Free Zone vs Dubai Commercity 2026 — Cost, Visa & Banking Comparison

📅 Last reviewed: August 3, 2026📋 By: UAE Freezone Compare Editorial TeamFact-checked by UAE Freezone Compare Editorial Team

Hamriyah Free Zone vs Dubai Commercity: Which UAE Free Zone Should You Choose?

Choosing between Hamriyah Free Zone and Dubai Commercity? This data-driven comparison covers licence costs, setup speed, banking, visa quotas, and 3-year total cost to help you decide.

Quick Verdict:

  • 💰 Cheaper Year 1: Hamriyah Free Zone (AED 15,000 vs AED 27,545)
  • Faster Setup: Hamriyah Free Zone (14 days vs 14 days)
  • 🏦 Easier Banking: Dubai Commercity
  • 💼 Best 3-Year Value: Hamriyah Free Zone (saves AED 35,045 over 3 years)

Cost Comparison: Hamriyah Free Zone vs Dubai Commercity

Cost Item Hamriyah Free Zone Dubai Commercity
Year 1 Licence AED 15,000 AED 27,545
Annual Renewal AED 13,000 AED 24,000
Visa Quota (Base Package) 1 visa(s) 2 visa(s)
Investor Visa Cost AED 3,500 AED 4,000
Setup Time 14 days 14 days
Banking Ease ⚠️ Moderate ✅ Easy
3-Year Total (Licence + 1 Visa) AED 44,500 AED 79,545

When to Choose Hamriyah Free Zone

When to Choose Dubai Commercity

Bottom Line

Hamriyah Free Zone wins on 3-year total cost by AED 35,045. However, cost is just one factor — also consider your specific business activity, whether you need UAE banking access quickly, and how many visas you’ll need in year 1. Use our cost calculator to model your exact scenario.

Frequently Asked Questions

Can I switch from Hamriyah Free Zone to Dubai Commercity later?

Yes — you can close one free zone company and open another in a different zone. However, this involves dissolving the first company, which can take 1–3 months and incur additional costs. It’s better to choose the right zone from the start using our Zone Finder Quiz.

Do both zones offer flexi-desk/virtual office?

Most UAE free zones offer flexi-desk packages (shared workspace address) as their entry-level option. Virtual office (address only, no physical access) is available at some zones. Confirm the exact package options directly with each zone before signing up.

Which zone is better for UAE bank account opening?

Dubai Commercity has a lower banking difficulty score, suggesting a more straightforward account opening process. However, individual outcomes vary — nationality, business activity, and source-of-funds documentation all affect bank approval rates.

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