UAE business bank charges vary significantly between banks. Here is the complete 2025 comparison of UAE business banking fees.
UAE Business Account Monthly Fees
Monthly account maintenance fees: Emirates NBD (Business): AED 150-300/month if minimum balance not maintained. ADCB Business: AED 100-250/month if below minimum. FAB SME: AED 100-200/month if below minimum. RAKBANK Business: AED 50-150/month if below minimum. Wio Bank: AED 0/month (no maintenance fee). Mashreq NeoBiz: AED 0-100/month (depending on package). Minimum balance requirements: Emirates NBD: AED 50,000 average monthly balance. ADCB: AED 50,000 average monthly balance. FAB: AED 25,000-50,000 depending on package. RAKBANK: AED 25,000 average monthly balance. Wio Bank: AED 0 minimum balance. Mashreq NeoBiz: AED 0 minimum balance.
UAE Business Account Transaction Fees
UAE local transfers (within UAE banking system — UAEFTS): Emirates NBD: AED 10-25/transfer. ADCB: AED 10-20/transfer. FAB: AED 10-25/transfer. RAKBANK: AED 10-15/transfer. Wio Bank: free for UAE transfers. Mashreq NeoBiz: free or AED 5/transfer (depending on plan). International wire transfers (SWIFT): Emirates NBD: AED 80-150 per outgoing SWIFT. FAB: AED 75-120 per outgoing SWIFT. Wio Bank: AED 25-50 per outgoing SWIFT (significant saving vs. traditional banks). Cash deposit fees: Wio Bank: cash deposit not available (digital-only). Emirates NBD: AED 5-10 per cash deposit at branch or CDM. RAKBANK: AED 5/deposit free transactions, then AED 5 per additional.