Emirates NBD Business Banking for UAE Free Zone Companies 2026
Emirates NBD is the largest UAE bank by total assets. Here is the 2026 guide to Emirates NBD business banking for free zone companies.
In this guide:
Emirates NBD Business Banking Overview
- Emirates NBD: Dubai government-majority-owned bank; UAE largest bank by assets (AED 700+ billion)
- Business banking: Strong corporate and SME division; extensive UAE branch network
- Free zone acceptance: Accepts free zone companies from major UAE free zones
Emirates NBD Business Account Types
- Business Current Account: Standard AED current account; cheque book available
- Business Plus Account: Enhanced features; multi-currency
- Corporate Banking: For larger businesses (AED 100M+ turnover)
Emirates NBD Free Zone Company Requirements
- UAE free zone trade licence (valid)
- Memorandum and Articles of Association
- Share register
- Director/shareholder passport and Emirates ID
- Utility bill (for company address verification)
- Business plan (for newer companies without trading history)
- Expected monthly turnover estimate
Emirates NBD Minimum Balance and Fees
- Minimum monthly average balance: AED 50,000-250,000 depending on account type
- Monthly fee if below minimum: AED 300-500
- Note: Emirates NBD is generally suited for established businesses with higher transaction volumes
Emirates NBD Digital Banking for Businesses
- Emirates NBD Business Online: Full online banking for businesses; SWIFT transfers, payroll, bulk payments
- EmPay Business: Mobile banking app for SME accounts
- API banking: For companies needing ERP/accounting system integration